Lending Advice Process

The One Twenty Capital lending advice process is driven by our client’s needs.

Working collaboratively with you, we help you to identify and articulate your reasons for borrowing which mean we can then recommend customised lending strategies that are appropriate to your circumstances. This puts your personal needs, goals and objectives at the centre of our lending strategies.

Where are you now?

Your goals and objectives are central to our lending advice. Through discussion, we help you to identify and prioritise what you are seeking to achieve through your lending strategy - this is essential to the success of our lending advice to you.

One Twenty Capital will then seek to identify the current and future challenges you may face which directly affect your lending strategies.

Loan advice presentation & implementation

We prepare your personalised lending advice by reviewing different lending strategies and structures with the most appropriate strategy being recommended to you.

Your customised lending strategies are then presented to you which will allows you to make an informed decision on the implementation of any recommendations.

Our implementation process ensures you are kept informed at each stage as your strategies are rolled out - keeping you in touch with your financial position as it evolves.

Periodic progress reviews & discussions

Our clients are generally time poor, successful people and realise the value of ongoing professional lending advice to help them realise their goals and objectives.

As your needs and priorities change over time, One Twenty Capital will ensure your lending strategies remain appropriate to you now and into the future.